Does Insurance Cover Roof Replacement?

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One of the most frequent questions we hear is: “Will my insurance cover my new roof?”

Here’s what you need to know:

  • Most insurance policies cover roof damage caused by storms, hail, and wind.
  • Normal wear and tear from age is not usually covered.
  • Documenting the damage with photos helps strengthen your claim.
  • Working with an experienced contractor like D&K Contracting increases your chances of a successful claim approval.

We have a 98% success rate with supplemental insurance claims—so you’re not alone in the process.